Roy Hobbs Baseball Membership Basics
The Roy Hobbs Insurance program provides an annual policy (January-December) with these limits: $3 million liability, $1 million per occurrence and $2 million aggregate; no deductible. A secondary medical policy is included in this program is explained below. This insurance will cover up to 20 players on a team, and it is good wherever the team plays and in whatever event the team plays. Additional insured certificates are available for entities that want to be named on the certificate; there is an additional charge on certificates that require additional language.
The secondary medical insurance has a $25,000 benefit with a $2,500 deductible. It is part of the Insurance package, is not optional and cannot be purchased separately.
Insurance Process: Roy Hobbs operates as the conduit between the leagues and the insurance broker for both issuing the certificates and initiating claim services. To obtain a co-insured certificate for another entity or initiate a claim, which must be done within 30 days of injury occurrence, call our home office. All players are required to sign an insurance waiver prior to their first game, stating essentially, that they understand baseball is a sport where injuries happen, and they agree to follow the rules and guidelines in place. That form, a copy of which goes to us, gives us a record of the players covered by the insurance program.
League Insurance Cost: The complete insurance program is part of the annual Roy Hobbs membership package, which is $450 per team annually, or $375 per team with a 3-year commitment to Roy Hobbs membership. Additional insured certificates can be requested; special liability certificate language for municipalities incur additional charges.
Independent team policies:
1. You can provide us with a certificate from your league with Roy Hobbs Baseball named as the certificate holder.
2. You can purchase liability only insurance for your team for 1 event for $200.
3. You can purchase liability w/ secondary medical for the team for the 1 event for $300.
4. You can purchase a Roy Hobbs annual membership/insurance bundle for $500. This covers a roster of 20 players at all Roy Hobbs sanctioned events for the calendar year. (This is a good option for a team from a non-RH member league planning to attend multiple Roy Hobbs events this year.)